Privacy Policy

Last Updated: 25/07/2025

1. Who We Are

TermQuote operates this website to provide instant life insurance quote comparisons from FCA-authorized insurance providers. We are committed to protecting your privacy and handling your personal data responsibly.

2. Information We Collect

Quote Information

• Basic Details: Age, gender, smoking status, health information
• Coverage Preferences: Policy amount, term length, policy type
• Contact Information: Name, email, phone number (when provided)
• Quote Results: Generated quotes and comparison data

Technical Information

• Usage Data: How you interact with our quote tools
• Device Information: IP address, browser type, device details
• Performance Data: Quote generation speed and system performance

3. How We Use Your Information

Primary Uses

• Generate instant life insurance quotes
• Compare policies from multiple insurers
• Provide personalized recommendations
• Connect you with insurance providers for applications
• Improve our quote accuracy and service

Legal Basis

We process your data based on:

• Consent: When you use our quote tools
• Legitimate Interest: To provide comparison services and prevent fraud
• Contract Performance: To fulfill quote requests

4. Sharing Your Information

Insurance Providers

When you proceed with a quote, we share relevant information with the selected FCA-authorized insurance provider to process your application.

Service Providers

We may share data with trusted partners who help us:

• Generate accurate insurance quotes
• Process and secure data
• Provide customer support
• Analyze and improve our services

5. Data Retention

We retain your data for:

• Quote Sessions: 30 days (unless you save quotes)
• Saved Quotes: Up to 2 years
• Application Data: Up to 7 years (regulatory requirement)
• Marketing Preferences: Until you unsubscribe

6. Your Rights

You have the right to:

• Access: Request copies of your data
• Rectification: Correct inaccurate information
• Erasure: Request deletion of your data
• Portability: Receive your data in a structured format
• Object: Object to certain processing
• Restrict: Limit how we use your data

7. Security

We implement industry-standard security measures to protect your data, including encryption, secure servers, and regular security assessments. Our quote system uses advanced security protocols to ensure your information remains protected.

8. Contact Us

For any privacy-related questions or to exercise your rights:

You can also contact the Information Commissioner's Office (ICO) atico.org.uk if you have concerns about our data handling.